Mortgage
Co. & Direct Lenders
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· Loan Mod Contract Processing
· Residential Contract Loan Processing
· BPO, AVM and Appraisal Service |
We offer the following services
to Mortgage Co. and Direct Lenders.
» Loan
Modification Processing Backend Services & Affiliate program
» Residential
and Commercial Contract Loan Processing
» Net Branching
or Licensing services in 50 States
» Debt settlement
Net Branch in 50 states.
Implement Loan Modification
services to your business
Turn declines into revenue by offering loan modification
services to all homeowners with:
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- high ltv
- mortgage lates
- bad credit
- hardship
- adjustable rate
- low income
- high DTI |
Our staff of in house attorneys,
paralegals, and underwriters are experts in the field of loss mitigation.
We will work with your client from start to end.
We will handle all processing and
communication with the client so that you can concentrate on generating
more business.
As a full legal processing center
we guarantee accountability, customer service, and integrity by
becoming your # 1 service provider. Compared to other loan mod shops,
we guarantee resolution on each file and provide you with backend
technology to view status.
Tracking and Backend Technology
We have developed a unique tracking system, which is able to track
sales generated and submitted to our processing center. The system
is updated daily so you can view status on the loan mod progress
for your clients. Stop turning away your customers and start providing
a true solution!
Open an account today!
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Contract Loan Processing Service Advantage
| The
Broker Will : |
LPC
Processing Will : |
› Take the loan application
› Collect signed
disclosures
› Collect borrower docs
› Identify
lender & program
|
› Order appraisal and title
› Order payoff and subordination agreement (if necessary)
› Verify disclosures are accurate and complete
› Review credit report, bank statements, pay stubs &
W-2's
› Submit loan package to lender
› Clear lender conditions
› Contact hazard insurance company for new mortgagee
clause
› Prepare fee sheet for review by broker, then submit
to lender
› Coordinate closing schedule
› Follow up to confirm closing was successful
› Assemble a Post Closing loan package and deliver to
broker
› Keep the broker informed throughout the loan process
|
| PRICING: |
| CONVENTIONAL/SUBPRIME |
$395 |
| PIGGYBACK SECOND |
$95 |
| STANDALONE SECOND |
$245 |
| VA/FHA |
$495 |
| CONSTRUCTION |
$595 |
| LOAN DOESN'T CLOSE |
NO CHARGE |
| OVERNIGHT SUBMISSION |
INCLUDED |
| MANUAL ENTRY |
INCLUDED |
More reasons for Outsourcing Loan Processing
› Rely on a specialist with an in-depth
knowledge of mortgage loan processing
› Employ a "work smarter, not harder" strategy
› Shorten closing cycles and get paid sooner
› Increase the number of loans closed
› Avoid advertising, hiring and training mortgage processing
staff
› Decrease office space
› Increase borrower satisfaction
› Keep current with HMDA reporting requirements
› Utilize a company designed around the workflow of processing
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Net Branching or Licensing services in 50 States
Does your mortgage broker affiliate
program offer licensing and compliance in all 50 states? LPC offers
a net branch opportunity for mortgage bankers, brokers, and loan
officers that gives you the support you need to operate effectively
and confidently with the backing of a national, well respected mortgage
broker. We provide the back office support you need to help your
branch achieve greater success. While you concentrate on servicing
your client, we'll take care of your licensing and compliance needs.
All branches automatically have
the authority to operate in multiple states. Every office has the
opportunity to license in other states.
Our licensing staff handles all
licensing renewals.
Internal compliance alerts and
historical library keep you abreast of regulatory issues.
Expert Compliance, Legal, and Licensing
staff.
Compliance staff ensures that up-to-date
disclosures and forms are automatically populated using MetroWare,
our customized online loan origination system.
Compliance questions are answered
promptly with the right answer on time, every time.
The compliance team handles ALL
state and federal audits and annual reports.
Advertising/Marketing pieces are
reviewed for state and federal compliance - usually the same day
as submission.
Government Relations Department
keeps you informed of all regulatory changes and updates.
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Debt settlement Net Branch in 50 states.
We would like to offer an amazing
opportunity to become a certified debt consultant and get into today’s
hottest industry. U.S. consumer debt has now exceeded 2.5 trillion.
Over 130 million Americans have at least $7,500 in credit card debt.
Whether you're a mortgage broker or other sales professional, by
managing an independent net branch of Express Debt Settlement, you
will be able to take an active role in helping consumers resolve
their unsecured debts.
We will provide you with everything
you need to be successful:
• 3rd party processing company handles all monthly payments
with online access
• State of the art industry software to manage clients, leads,
sales team, and financials
• All customer service will be handled by our attorneys
• Our experienced attorneys will handle all negotiations and
settlement of the unsecured debt
• Corporate email addresses and professional website provided
• Extensive FTC compliant training session (product knowledge,
software tutorial, sales material)
You take care of the sales. We’ll take care of the rest.
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